How do I get started?

From our website, simply click the “Get Started” button in the top navigation to begin the process. You can also download our iOS mobile app. There are three steps to open an account:

  1. Onboarding questionnaire: In this first step, we’ll guide you through a series of straightforward questions. Your answers will help us understand your retirement goals so that we can recommend an investment portfolio that aligns with those goals.
  2. Portfolio & Account Selection: This page will show our recommended portfolio for you based on your answers to the onboarding questionnaire. We’ll tell you the overall allocation of the portfolio (stock Exchange-Traded Funds (ETFs) vs. bond ETFs), the assets in the portfolio, and the portfolio’s investment objective. You will also have the opportunity to view certain portfolios other than the one we recommend. Once you have reviewed your options and feel comfortable that you understand the makeup and objective of the portfolios, you will select the portfolio that you believe best meets your needs. Then, you’ll choose your Individual Retirement Account (IRA) type (Traditional, Roth, or SEP). You can see a comparison chart of these accounts here.
  3. Opening your account: After selecting a portfolio and your account type, you’ll be ready to link your bank account and choose a contribution schedule for funding your IRA.

All along the way, our support team will be here to help you.