What investment portfolios does Honest Dollar offer?

We offer seven model portfolios that invest in a diversified selection of unaffiliated Exchange-Traded Funds (ETFs). The portfolios are developed by Goldman Sachs Asset Management (GSAM), one of the world’s leading investment managers. Here’s a closer look at our model portfolios:

 

Portfolio 1: 100% Bonds

78.20% iShares Core U.S. Aggregate Bond ETF (AGG)

8.20% iShares iBoxx USD Investment Grade Corporate Bond ETF (LQD)

2.80% iShares JPMorgan USD Emerging Markets Bond ETF (EMB)

2.50% iShares TIPS Bond ETF (TIP)

2.10% SPDR Portfolio Long Term Treasury ETF (SPTL)

2.00% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.60% Vanguard Long-Term Corporate Bond ETF (VCLT)

1.60% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

1.00% Cash

 

Portfolio 2: 20% Stocks, 80% Bonds

69.15% iShares Core U.S. Aggregate Bond ETF (AGG)

10.20% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

4.25% iShares Core MSCI EAFE ETF (IEFA)

4.05% iShares Core MSCI Emerging Markets ETF (IEMG)

3.80% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

3.65% SPDR Portfolio Long Term Treasury ETF (SPTL)

2.40% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.00% Cash

0.95% iShares MSCI EAFE Small Cap ETF (SCZ)

0.55% Vanguard REIT ETF (VNQ)

 

Portfolio 3: 40% Stocks, 60% Bonds

44.75% iShares Core U.S. Aggregate Bond ETF (AGG)

20.35% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

9.50% iShares Core MSCI EAFE ETF (IEFA)

7.70% iShares Core MSCI Emerging Markets ETF (IEMG)

5.70% SPDR Portfolio Long Term Treasury ETF (SPTL)

5.40% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

3.15% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.50% iShares MSCI EAFE Small Cap ETF (SCZ)

1.00% Cash

0.95% Vanguard REIT ETF (VNQ)

 

Portfolio 4: 60% Stocks, 40% Bonds

31.20% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

17.50% iShares Core U.S. Aggregate Bond ETF (AGG)

15.60% iShares Core MSCI EAFE ETF (IEFA)

10.70% iShares Core MSCI Emerging Markets ETF (IEMG)

8.40% SPDR Portfolio Long Term Treasury ETF (SPTL)

7.90% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

5.20% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.50% iShares MSCI EAFE Small Cap ETF (SCZ)

1.00% Vanguard REIT ETF (VNQ)

1.00% Cash

 

Portfolio 5: 80% Stocks, 20% Bonds

38.30% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

17.20% iShares Core MSCI EAFE ETF (IEFA)

16.80% iShares Core MSCI Emerging Markets ETF (IEMG)

11.20% SPDR Portfolio Long Term Treasury ETF (SPTL)

6.40% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

4.50% iShares MSCI EAFE Small Cap ETF (SCZ)

3.20% Vanguard REIT ETF (VNQ)

1.40% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.00% Cash

 

Portfolio 6: 90% Stocks, 10% Bonds

41.30% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

20.80% iShares Core MSCI Emerging Markets ETF (IEMG)

18.70% iShares Core MSCI EAFE ETF (IEFA)

4.80% Vanguard REIT ETF (VNQ)

4.40% iShares MSCI EAFE Small Cap ETF (SCZ)

4.20% SPDR Portfolio Long Term Treasury ETF (SPTL)

2.40% iShares iBoxx USD High Yield Corporate Bond ETF (HYG)

2.40% iShares Emerging Markets Local Currency Bond ETF (LEMB)

1.00% Cash

 

Portfolio 7: 100% Stocks

43.25% iShares Core S&P Total U.S. Stock Market ETF (ITOT)

22.25% iShares Core MSCI EAFE ETF (IEFA)

21.50% iShares Core MSCI Emerging Markets ETF (IEMG)

5.50% Vanguard REIT ETF (VNQ)

3.75% iShares MSCI EAFE Small Cap ETF (SCZ)

2.75% Vanguard International REIT ETF (VNQI)

1.00% Cash