During the signup process, customers will be presented with two options to link their bank account.
(1) Direct Bank Link by Login: Customers may instantly link their bank accounts by logging into their accounts from within our secure application or website. This login only needs to be completed once in order to link your Honest Dollar account with your bank. We currently offer this service for accounts at Bank of America, Chase, Wells Fargo, Citibank, U.S. Bank, USAA, Capital One, Schwab, Fidelity, Sun Trust, Navy Federal, TD Bank and PNC.
(2) Micro-Deposit Verification: Customers may link their accounts by providing the bank account number, routing number, and name on their account, at which point Honest Dollar will send two small micro-deposits of less than a dollar each to the customer’s bank account within 48 hours. The micro-deposits will be sent from our custodian APEX Clearing Corporation. Customers must then verify with Honest Dollar the values of these two micro-deposits in order to establish a link between their bank account. Please note that the micro-deposits will only remain active to validate for 7 days.