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Frequently Asked Questions

Getting Started
Can I rollover investments from another retirement account to an Honest Dollar IRA?
What investment portfolios are offered?
How do I get started?
Who are we and what is our relationship with our clients?
Does Honest Dollar offer employer-sponsored IRAs, SIMPLE IRAs, or 401(k) plans?
What are the different types of retirement accounts that you offer?
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Account Basics
How can I cancel a recurring contribution?
How can I set up a scheduled contribution for each month?
How do I change my client profile information?
How do I close my account?
How do I fund my account?
How do I link my bank account, or change my previously linked bank account?
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Investments
Can I choose investments other than what is in the selected portfolio?
What is rebalancing and how does it work?
How do you recommend what portfolio I should invest in?
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Fees & Billing
What fees will I be charged?
How much will I need to pay in taxes/penalties for my withdrawal?
Are there situations in which I can withdraw funds penalty-free from my IRA?
When and how will I pay my fees?
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Taxes
How does the CARES Act impact coronavirus related distributions (CRDs)?
How does the CARES Act impact required minimum distributions (RMDs)?
How do I revoke my IRA?
What are realized investment gains?
What is the wash sale rule and how does it impact me?
What tax documents will I receive?
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Security & Authentication
What are my rights under the California Consumer Privacy Act (CCPA) as it relates to Honest Dollar?
I don’t like getting all these notifications. What should I do?
If I close my account can you delete my personal/account information?
How do you secure my data?
Why do you need my Social Security Number?
Who is a trusted contact person and what information do I need to provide?
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Documents
How can I print my account statements, trade confirmations and tax documents?
Where do I find my account statements, trade confirmations, and tax documents?
Where can I access legal agreements and other documents relating to my account?
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Glossary
SEP IRA
Traditional IRA
Roth IRA
IRA
Investment loss
Diversification
Asset Allocation
Rollover
Stocks
Bonds
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